Top 10 Countries with the Highest Public Pension Wealth in 2025
| Aspect | Details |
|---|---|
| Topic | Public Pension Wealth and Global Rankings (2025) |
| Definition | Total value of assets held by a country's public pension system. |
| Purpose | Ensures economic security for retirees and financial stability for governments. |
| Top 10 Countries (2025) | |
| Rank | Country |
| 1 | USA |
| 2 | Japan |
| 3 | Canada |
| 4 | Netherlands |
| 5 | Australia |
| 6 | South Korea |
| 7 | UK |
| 8 | China |
| 9 | Denmark |
| 10 | Sweden |
| Key Highlights | |
| - USA | Leads with $11.76 trillion in public pension funds. |
| - Japan | Hosts the largest pension fund (GPIF) with $15.93 trillion in assets. |
| - Canada, Netherlands, Australia | Emphasize sustainable and inclusive pension systems. |
| India's Position (2025) | |
| - Rank | 14th |
| - Public Pension Wealth | $305 billion |
| Challenges in India | |
| - Low Pension Coverage | Informal sector (50% of economic output, 75% of employment) lacks access. |
| - Insufficient Programs | Absence of universal pension system. |
| - Economic Inequality | Disparities in income and employment opportunities. |
| Reforms in India | |
| - Unified Pension Scheme (UPS) | Approved in August 2024, effective from April 1, 2025. |
| - Objectives | Assured pensions for government employees, better financial security. |
| Global Trends | |
| - Central Banks | Increasing gold reserves to mitigate inflation and economic risks. |
| - Japan's GPIF | Largest pension fund globally, reflecting robust governance. |
| Way Forward for India | |
| - Expand Coverage | Include informal sector. |
| - Public-Private Partnerships | Boost funding and sustainability. |
| - Technological Advancements | Improve pension fund management. |
| - Financial Inclusion | Universal access to pensions for marginalized sections. |