Zaid Crops Included Under Kisan Credit Card and PMFBY in Uttar Pradesh
| Key Aspect | Details |
|---|---|
| Event | Zaid Crops included under Kisan Credit Card (KCC) and Pradhan Mantri Fasal Bima Yojana (PMFBY) |
| Date | 19th March 2025 |
| Government | Uttar Pradesh Government |
| Zaid Crops | Grown between Rabi and Kharif seasons. Tolerate intense heat and dry winds. |
| Major Zaid Crops | Cucumber, pumpkin, bitter gourd, watermelon, sugarcane, peanut, groundnut, maize, green gram, urad, papaya, litchi, melon, amla. |
| Sowing Period | March-April in North India |
| Benefits | Easy loans for agricultural work and compensation for crop loss due to natural calamities. |
| Kisan Credit Card (KCC) | Started in 1998. Provides loans at low interest rates. 3% interest discount for timely repayment. |
| KCC Expansion | Extended in 2004 for allied and non-agricultural activities. Expanded in 2018-19 Budget for fisheries and livestock farmers. |
| Implementing Agencies | Commercial Banks, Regional Rural Banks (RRBs), Small Finance Banks, Co-operative Societies. |
| Pradhan Mantri Fasal Bima Yojana (PMFBY) | Launched in 2016. Replaced National Agricultural Insurance Scheme (NAIS) and Modified National Agricultural Insurance Scheme (MNAIS). |
| PMFBY Administered By | Ministry of Agriculture and Farmers Welfare |
| Eligibility | All farmers, including tenant/holding farmers growing notified crops in notified areas. |
| Objective | Provide comprehensive insurance cover for crop failure, stabilize farmer income, encourage modern agricultural methods, and ensure credit flow. |