Surrogacy Insurance Limit Raised by Madhya Pradesh Government
| Topic | Details |
|---|---|
| News Event | Madhya Pradesh government increases surrogacy insurance coverage for women. |
| Insurance Coverage | Increased from Rs 2 lakh to Rs 10 lakh for women undergoing surrogacy. |
| Institutions Registered | 126 institutions registered under the State Assisted Reproductive Technology and Surrogacy Regulation Act 2021. |
| Types of Institutions | ART Bank, ART Level-1 Clinic, ART Level-2 Clinic, and Surrogacy. |
| Surrogacy Definition | An arrangement where a woman (surrogate) carries and gives birth to a child for another person/couple (intended parents). |
| Altruistic Surrogacy | Involves no monetary compensation to the surrogate mother other than medical expenses and insurance. |
| Commercial Surrogacy | Includes monetary benefit or reward beyond medical expenses and insurance, now banned in India. |
| Recent Amendments | Centre modified the Surrogacy (Regulation) Rules, 2022, allowing surrogacy with one gamete from the intending couple and permitting single women to use self-eggs and donor sperm. |
| Surrogacy (Regulation) Act, 2021 | |
| Eligibility | Widow/divorcee aged 35-45 years or legally married couple (man 26-55 years, woman 25-50 years) with no biological, adopted, or surrogate child. |
| Prohibitions | Bans commercial surrogacy, punishable with 10 years jail term and a fine of up to Rs 10 lakhs. |
| Allowed Surrogacy | Only altruistic surrogacy where the surrogate mother is genetically related to the intended parents. |

