One-Time Settlement Scheme 2025 to Offer Relief to Borrowers
| Key Highlights | Details |
|---|---|
| Scheme Name | एक मुश्त समाधान योजना (One-Time Settlement Scheme - OTSS) |
| Implementing Authority | Rajasthan Minority Finance and Development Cooperative Corporation Limited (RMFDCC) |
| Effective From | 1 May 2025 (Phase 1), 1 October 2025 (Phase 2) |
| Phase 1 Duration | 1 May 2025 to 30 September 2025 |
| Phase 1 Benefit | 100% waiver of overdue interest and penal interest for clearing overdue principal by 30 Sept 2025 |
| Phase 2 Duration | 1 October 2025 to 31 December 2025 |
| Phase 2 Benefit | 100% waiver of penal interest for clearing overdue principal and interest by 31 Dec 2025 |
| Eligibility | Borrowers with overdue principal as of 31 March 2024 |
| Monitoring Authority | RMFDCC Headquarters |
| Final Decision Authority | Managing Director, RMFDCC, Jaipur |
| Contact for Details | District Minority Welfare Officer of the concerned district |