Karnataka's Yeshasvini Health Insurance Scheme Set for Major Overhaul
| Aspect | Details |
|---|---|
| Scheme | Yeshasvini Health Insurance Scheme |
| State | Karnataka |
| Objective | Improve healthcare access for rural population |
| Launched | 2003 |
| Merged with | Arogya Karnataka in 2018 |
| Reinstated | 2022-2023 |
| Expert Committee | Appointed by Karnataka government |
| Submitted to | Chief Minister Siddaramaiah |
| Key Recommendations | Rate revision for medical procedures, addition of new procedures |
| Rate Increase | 15% to 25% for majority, 50% for complex procedures |
| Procedures Analyzed | 2,128 medical procedures |
| Procedures Added | 69 new procedures |
| Procedures Removed | 6 outdated procedures |
| Current Coverage | Cashless treatment up to ₹5 lakh/year for rural beneficiaries |
| Urban Coverage | Similar coverage with higher premiums |
| Active Members (Mar 2025) | 45.6 lakh |
| Empanelled Hospitals | 782 hospitals |
| Additional Budget Sought | ₹40 crore |
| Estimated Beneficiaries | 75,000 in ongoing financial year |
| Total Estimated Costs | ₹127.5 crore |