10 Years of Pradhan Mantri Jan Dhan Yojana: A Milestone in Financial Inclusion
| Aspect | Details |
|---|---|
| Scheme Name | Pradhan Mantri Jan Dhan Yojana (PMJDY) |
| Announcement Date | August 15, 2014 |
| Objective | Financial inclusion for unbanked populations |
| Total Accounts Opened | 53.13 crore accounts |
| Women Account Holders | 29.56 crore (55.6% of total accounts) |
| Rural/Semi-Urban Accounts | 35.37 crore (66.6% of total accounts) |
| Total Deposit Balances | ₹2,31,236 crore |
| Average Deposit per Account | ₹4,352 |
| RuPay Debit Cards Issued | 36.06 crore |
| PoS/mPoS Machines Installed | 89.67 lakh |
| Digital Transactions (FY24) | 16,443 crore |
| UPI Transactions (FY24) | 13,113 crore |
| RuPay Transactions (FY24) | 96.78 crore |
| Key Features | - Zero balance accounts- Free RuPay Debit card- Accident insurance of ₹2 lakh- Overdraft facility up to ₹10,000 |